Investment & Insurance

Care that's designed around you, not insurance.

Here's how pricing works, why we don't bill insurance directly, and how to use HSA, FSA, or your out-of-network benefits.

Why I don't bill insurance directly

This isn't a casual decision. It's intentional, and it shapes the kind of care I'm able to provide.

When a practitioner is in-network with insurance, the insurance company largely dictates what care looks like: how long visits can be, what conditions are "covered," which treatments are reimbursable, and how often you can be seen. Functional, root-cause work (the kind that actually finds and addresses why your body is struggling) doesn't fit neatly into those codes.

By working outside of insurance contracts, I can spend the time your case actually requires, order the labs you actually need, and design plans around you, not a billing code.

"You deserve a practitioner who's accountable to your healing, not to a contract."

Visit types

For current pricing, please book a free 15-minute consult or call or text 714-540-0555. Here are the visit types I offer:

Free consult

15 minutes · Complimentary

A no-pressure phone or video call to talk through what you're experiencing and whether we're a good fit.

New patient exam

60 minutes

A deep-dive intake: posture analysis, muscle testing, history, and lab review when applicable. You'll leave with a clear plan.

Follow-up visit

30 minutes

Adjustment plus progress review, lab interpretation, or focused nutrition and lifestyle work.

Adjustment-focused

15 minutes

Chiropractic adjustment for established patients on a maintenance schedule.

Lab work, modalities like StemWave, and digital products are priced separately. We'll review all expected costs transparently before you commit to anything.

Payment Options

HSA, FSA, and how to use your benefits.

HSA & FSA accepted

Most patients pay using their Health Savings Account (HSA) or Flexible Spending Account (FSA) card directly at checkout. Chiropractic care is a qualified medical expense under both.

Cards, checks & cash

All major credit cards, debit cards, checks, and cash are accepted. Payment is collected at the time of service.

Insurance Reimbursement

Getting reimbursed through your insurance.

Even though I don't bill insurance directly, you can often still get reimbursed for chiropractic visits by submitting a superbill to your insurance company.

What's a superbill?

A superbill is an itemized receipt with all the diagnosis and procedure codes your insurance needs to consider reimbursement. I'll provide one upon request after your visit. You submit it to your insurer, and they reimburse you directly (typically through your out-of-network benefits).

Will my insurance cover it?

This depends entirely on your individual contract with your insurance company. Each plan is different. Some plans cover chiropractic care generously through out-of-network benefits; others don't cover it at all.

Before your first visit, I encourage you to call your insurer and ask:

  • "Do I have out-of-network chiropractic benefits?"
  • "What's my out-of-network deductible, and how much have I met?"
  • "What percentage of the visit will be reimbursed after my deductible is met?"
  • "Is a superbill from an out-of-network provider sufficient documentation?"

A note for Medicare patients

I do not accept Medicare patients who plan to bill their visits to Medicare. Federal regulations prohibit Medicare beneficiaries from paying out-of-pocket for services that Medicare would otherwise cover. If you are a Medicare beneficiary and would like to be seen, please reach out so we can discuss your options.

Still have questions?

Let's talk it through.

The free 15-minute consult is the easiest way to ask about pricing, insurance, or whether the work I do is the right fit for you.

Book free consult Call or text 714-540-0555